THE ROLE OF DEPOSITS IN FORMING THE BANK RESOURCE BASE
DOI:
https://doi.org/10.55640/Keywords:
bank resource base, deposits, commercial banks, liquidity, lending, financial stability, Central Bank, savings, digital banking services.Abstract
This scientific article analyzes the role of deposits in forming the resource base of commercial banks, their economic essence, and importance in the banking system. The study examines the structure of bank resources, types of deposits, and their impact on liquidity and lending processes. It also reviews the regulatory framework governing deposit operations in Uzbekistan and analyzes recent statistical data. The development of digital banking services is shown to contribute to the growth of deposits and strengthen public confidence in the banking system.
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