ANALYSIS OF THE ACTIVITIES OF COMMERCIAL BANKS AND ITS CHARACTERISTICS

Authors

  • Ergasheva Farog’at Baxriddin qizi SamISI, student of group BI-S-121
  • Xolmirzaev Elbek Baxtiyorovich Scientific supervisor: SamISI, Lecturer of the “Banking” Department

DOI:

https://doi.org/10.55640/

Keywords:

commercial banks, banking system, financial analysis, risk management, digital banking services, economic stability, sources of income.

Abstract

This thesis covers the process of analyzing the activities of commercial banks, their role in ensuring financial stability, and the importance of the banking system in the economy. The work analyzes the main functions of commercial banks, sources of income, risk management mechanisms, and ways to increase competitiveness. It also studies reforms in the national banking system, the introduction of digital banking services, and their impact on banking activities. According to the results of the study, it is substantiated that the effective operation of commercial banks is an important factor in the country's economic growth.

References

1.Central Bank of the Republic of Uzbekistan. Law on the Banking System of the Republic of Uzbekistan. – Tashkent: Adolat, 2020.

2.Abdullayev, A., & Khasanov, B. Bank ishi va moliya bozorlari [Banking and Financial Markets]. – Tashkent: Iqtisodiyot, 2021.

3.Karimov, M. Tijorat banklari faoliyatini tahlil qilish va boshqaruv samaradorligini oshirish yo‘llari [Analysis of Commercial Bank Activities and Ways to Improve Management Efficiency]. – Iqtisod va ta’lim [Economy and Education] Journal, No. 3, 2022, pp. 45–52.

4.Central Bank of the Republic of Uzbekistan. Official website – www.cbu.uz. Key Indicators of the Banking System, 2023 data.

5.Statistical Bulletin – Tashkent: Central Bank of the Republic of Uzbekistan, 2023. – 135 pages.

6.Urazov, K.B. Buxgalteriya hisobi va audit [Accounting and Auditing]. – Tashkent, 2004.

7.Central Bank of the Republic of Uzbekistan. Compilation of Regulatory Documents and Prudential Requirements on Banking Activity. – Tashkent, 2023. – 256 pages.

8.Lavrushin, O.I. Банковское дело [Banking]. – Moscow: Knorus, 2020. – 800 pages.

9.Abdullayeva, Sh.Z. Bank ishi [Banking]. – Tashkent: Iqtisod-Moliya, 2019. – 420 pages.

10.Rose, Peter S. Commercial Bank Management. – New York: McGraw-Hill Education, 2013. – 768 pages.

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Published

2026-03-04

How to Cite

ANALYSIS OF THE ACTIVITIES OF COMMERCIAL BANKS AND ITS CHARACTERISTICS. (2026). International Journal of Political Sciences and Economics, 5(02), 667-671. https://doi.org/10.55640/

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