INTERACTION BETWEEN IMPROVING THE QUALITY OF FINANCIAL SERVICES IN COMMERCIAL BANKS AND PUBLIC FINANCE

Authors

  • Davlatyorova Aziza Berdiyorovna Master’s Student, Tashkent State University of Economics
  • U.Yuldasheva Professor,Tashkent State University of Economics

DOI:

https://doi.org/10.55640/

Keywords:

Commercial banks, financial service quality, public finance, digital technologies, economic stability.

Abstract

 This article examines the improvement of financial service quality in commercial banks and the interaction of this process with public finance. It analyzes the development of banking services, state support measures, and the implementation of digital technologies. Based on statistical data, the paper reveals the role of effective cooperation between commercial banks and public finance in ensuring sustainable economic growth.

References

1.President of the Republic of Uzbekistan. Banking System Reform and Development Strategy (2020–2025). Tashkent.

2.Tashkent State University of Economics. (2022–2024). Research on the Role of Fiscal Policy in Enhancing Financial Service Quality. Tashkent: TSUE Research Department.

3.OECD. (2022). Fiscal Policy, Financial Regulation and Macroeconomic Stability: Policy Outlook 2022. Paris: OECD Publishing. https://doi.org/10.1787/9789264954562-en

4.Elmirzayev, S. (2024). Transformation and Privatization as Key Requirements for Banking System Reform. Yangi O‘zbekiston Newspaper, No. 265 (1108), September 18.

5.International Monetary Fund (IMF) and World Bank. Reports on Financial Sector Reform and Service Quality Improvement. Washington, D.C.

6.Stiglitz, J. The Role of the State in the Financial Sector. New York: W.W. Norton & Company.

7.Friedman, M. Monetary Theory and Practice. Chicago: University of Chicago Press.

8.North, D. Institutional Economics and Economic Development. Cambridge: Cambridge University Press.

9.Central Bank of Uzbekistan, Statistical Reports (2024).

10.Ministry of Finance and Central Bank of Uzbekistan, official data (2024).

11.Elmirzayev, S. (2024). Transformation and Privatization as Key Requirements for Banking System Reform. Yangi O‘zbekiston Newspaper, No. 265 (1108), September 18.

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Published

2025-11-28

How to Cite

INTERACTION BETWEEN IMPROVING THE QUALITY OF FINANCIAL SERVICES IN COMMERCIAL BANKS AND PUBLIC FINANCE. (2025). International Journal of Political Sciences and Economics, 4(11), 259-264. https://doi.org/10.55640/

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