THE IMPACT OF DIGITAL TECHNOLOGY ON BANKING
DOI:
https://doi.org/10.55640/Keywords:
digital banking, financial technology, mobile banking, artificial intelligence, blockchain, customer experience, operational efficiency, cybersecurity, banking innovation, financial inclusion.Abstract
This article explores the transformative impact of digital technology on the banking sector. It examines how innovations such as online banking, mobile applications, artificial intelligence, and blockchain have reshaped traditional banking operations, enhanced customer experience, and improved operational efficiency. The study also highlights the challenges banks face in implementing digital solutions, including cybersecurity risks and regulatory compliance. By analyzing recent trends and case studies, the article demonstrates that digital technology not only drives financial inclusion but also supports sustainable growth within the banking industry.
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