DIGITAL BANKING SERVICES AND INNOVATIONS

Authors

  • Abduxamid Bektemirov, Beksulton Saydamov Samarkand State University named after Sharof Rashidov

DOI:

https://doi.org/10.55640/

Keywords:

digital banking, innovation, mobile banking, artificial intelligence, blockchain, fintech, digital payments, cryptocurrencies, security, open banking, biometric authentication.

Abstract

This article is devoted to the topic of "Digital banking services and innovations" and analyzes the impact of digital technologies in the banking sector and the important factors in its development. The article examines the main areas of digital banking services, including online banking, mobile applications, the application of artificial intelligence and blockchain technologies in banking, as well as the benefits that these innovations offer to users.

References

1. Uzbekistan​ Republic President's Resolution No. PQ-51 dated 01.02.2024

2. Uzbekistan​ Republic the President's " Digital services coverage and quality increase and industry, sector and regions digital transformation to do measures Resolution No. 162 on

3. Uzbekistan Republic President Sh. M. Mirziyoyev High to the meeting Application // Application 29.12.2020

4. Narzullaeva Gulchehra Salimovna, Bukhara state university economy department big teacher Samatov Bakhtiyor Bakhodir son from the article “DIGITAL BANKS AND THEIR ADVANTAGES”.

5. Khudoykulov, HA, & Sherov, AB (2021). DIGITAL ECONOMY DEVELOPMENT IN CORPORATE GOVERNANCE OF JOINT STOCK COMPANIES. Economics and business: theory and practice, (3-2), 217-219.

6. Thabani Nyoni and others "The impact of digital banking on the performance of commercial banks in Zimbabwe". IJARIIE-ISSN(O)-2395-4396 Vol-6 Issue-6 2020

7. Mirzobek From the article " DIGITAL BANKING SERVICES AND ITS ADVANTAGES" by Komiljonovich Avezov, 2022 ISSN: 2181-1601.

8. Mirzobek Komiljonovich Avezov entitled "DIGITAL BANKING SERVICES AND ITS ADVANTAGES" from the article

9. Bank 4.0: Banking Everywhere, never at a Bank by Brett King from the book

10. https://lex.uz/ru/docs/-4590452​

11.https://cbu.uz/ uz /

12. https://journal.tsue.uz/index.php/archive/article/view/3119/825

13. https://president.uz/oz/lists/view/4057

14. https://cbu.uz/en/press_center/articles-and-interviews/digital-financial-services-in-the-banking-system-progress-and-solution-of-the-challenges/

15. https://cbu.uz/uz/statistics/paysistem/1661987/

16. https://depozit.uz/news/ozbekistondagi-raqamli-banklar-va-ularning-istiqbollari

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Published

2025-12-10

How to Cite

DIGITAL BANKING SERVICES AND INNOVATIONS. (2025). International Journal of Political Sciences and Economics, 4(12), 68-73. https://doi.org/10.55640/

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