STRATEGIES FOR SUPPORTING SMALL AND MEDIUM BUSINESSES THROUGH IMPLEMENTING INNOVATIVE TECHNOLOGIES IN THE BANK CREDIT SYSTEM

Authors

  • Karimova Aziza Makhomadrizoyevna,Shirinqulov Ruslan Vaydullo ugli Doctor of Economics, Professor, Samarkand Institute of Economics and Service,Student of Samarkand Institute of Economics and Service

DOI:

https://doi.org/10.55640/

Keywords:

bank lending, innovative technologies, small and medium business, artificial intelligence, big data, FinTech, blockchain, credit scoring, financial inclusion, digital economy, support strategy.

Abstract

This article explores strategies for supporting small and medium-sized businesses by introducing innovative technologies in the bank lending system. During the study, the role of artificial intelligence, big data, FinTech platforms, blockchain and cloud technologies in improving lending processes, reducing credit risks and expanding financial inclusion was highlighted. Also, the dynamics of digital lending indicators in the banking system of Uzbekistan in 2023-2025 are analyzed, and the impact of innovative technologies on financial support of small and medium-sized businesses is based on this. In the article, the strategic directions of the development of this field are determined, and scientific and practical proposals for solving existing problems are developed.

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References

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Published

2026-06-10

Issue

Vol. 5 No. 6 (2026): Journal of Multidisciplinary Sciences and Innovations

Section

Articles

License

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

Authors retain the copyright of their manuscripts, and all Open Access articles are disseminated under the terms of the Creative Commons Attribution License 4.0 (CC-BY), which licenses unrestricted use, distribution, and reproduction in any medium, provided that the original work is appropriately cited. The use of general descriptive names, trade names, trademarks, and so forth in this publication, even if not specifically identified, does not imply that these names are not protected by the relevant laws and regulations.

How to Cite

STRATEGIES FOR SUPPORTING SMALL AND MEDIUM BUSINESSES THROUGH IMPLEMENTING INNOVATIVE TECHNOLOGIES IN THE BANK CREDIT SYSTEM. (2026). Journal of Multidisciplinary Sciences and Innovations, 5(6), 764-769. https://doi.org/10.55640/

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