MECHANISMS FOR STIMULATING INVESTMENT IN CAPITAL REPAIRS AND ENERGY EFFICIENCY OF APARTMENT BUILDINGS IN UZBEKISTAN
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Abstract
This article analyzes the barriers and drivers of investment in major renovations and energy efficiency improvements to Uzbekistan's housing stock. Using statistical data, regulatory analysis, and a comparative study of international and national practices, key factors hindering housing modernization are identified: limited solvency of the population, insufficient owner motivation, weak legislative and institutional incentives, and outdated engineering and heating infrastructure. A variety of financing mechanisms are considered, including government co-financing programs, preferential bank lending, private investor participation, public-private partnerships (PPPs), and combined schemes. A hybrid cost-sharing scheme is proposed, combining budget funds, bank loans, shared participation by owners, and support. Such schemes can increase the affordability of major renovations and energy-efficient solutions, reduce the burden on households, and accelerate modernization. The study's findings can serve as a basis for developing government housing and utilities policies and programs for sustainable housing renovation.
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