PROSPECTS FOR THE DEVELOPMENT OF MICROFINANCE SERVICES IN THE REPUBLIC OF UZBEKISTAN: DIGITALIZATION AND EXPANSION OF FINANCIAL INCLUSION

Authors

  • Urunova M.G. Lecturer, Samarkand Institute of Economics and Service

DOI:

https://doi.org/10.55640/

Keywords:

microfinance, digitalization, financial inclusion, mobile platforms, Uzbekistan

Abstract

The article is devoted to the analysis of the current state and development prospects of microfinance services in Uzbekistan, with a focus on digitalization, expansion of financial accessibility for the population, and the introduction of innovative services. The study examines trends in the growth of microcrediting, the role of mobile platforms and online services, as well as government regulation measures and practical examples of successful integration of digital solutions.

References

1.Baburina, N.A. International Monetary, Credit and Financial Relations. Moscow: Yurait, 2020, 370 p.

2.Balabanov, I.T. Foreign Exchange Operations. Moscow: Finance and Statistics, 2018, 144 p.

3.Morduch, J. The Microfinance Promise: Impact, Evidence, and Perspectives. Cambridge University Press, 2021, 312 p.

4.Ledgerwood, J. Microfinance Handbook: An Institutional and Financial Perspective. Washington, DC: World Bank, 2019, 356 p.

5.Microfinance Agency of the Republic of Uzbekistan. Annual Report 2023–2024. Tashkent, 2024.

Downloads

Published

2025-12-16

How to Cite

PROSPECTS FOR THE DEVELOPMENT OF MICROFINANCE SERVICES IN THE REPUBLIC OF UZBEKISTAN: DIGITALIZATION AND EXPANSION OF FINANCIAL INCLUSION. (2025). International Journal of Political Sciences and Economics, 4(12), 195-196. https://doi.org/10.55640/

Similar Articles

1-10 of 512

You may also start an advanced similarity search for this article.