PROSPECTS FOR THE DEVELOPMENT OF MICROFINANCE SERVICES IN THE REPUBLIC OF UZBEKISTAN: DIGITALIZATION AND EXPANSION OF FINANCIAL INCLUSION
DOI:
https://doi.org/10.55640/Keywords:
microfinance, digitalization, financial inclusion, mobile platforms, UzbekistanAbstract
The article is devoted to the analysis of the current state and development prospects of microfinance services in Uzbekistan, with a focus on digitalization, expansion of financial accessibility for the population, and the introduction of innovative services. The study examines trends in the growth of microcrediting, the role of mobile platforms and online services, as well as government regulation measures and practical examples of successful integration of digital solutions.
References
1.Baburina, N.A. International Monetary, Credit and Financial Relations. Moscow: Yurait, 2020, 370 p.
2.Balabanov, I.T. Foreign Exchange Operations. Moscow: Finance and Statistics, 2018, 144 p.
3.Morduch, J. The Microfinance Promise: Impact, Evidence, and Perspectives. Cambridge University Press, 2021, 312 p.
4.Ledgerwood, J. Microfinance Handbook: An Institutional and Financial Perspective. Washington, DC: World Bank, 2019, 356 p.
5.Microfinance Agency of the Republic of Uzbekistan. Annual Report 2023–2024. Tashkent, 2024.
Downloads
Published
Issue
Section
License

This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors retain the copyright of their manuscripts, and all Open Access articles are disseminated under the terms of the Creative Commons Attribution License 4.0 (CC-BY), which licenses unrestricted use, distribution, and reproduction in any medium, provided that the original work is appropriately cited. The use of general descriptive names, trade names, trademarks, and so forth in this publication, even if not specifically identified, does not imply that these names are not protected by the relevant laws and regulations.

