CURRENT ISSUES OF ENSURING CYBERSECURITY IN BANKS

Authors

  • Abdullaeva Shahnoza Elmurzayevna “Hamkorbank” JSCB Navoi MBXO, universal cashier

DOI:

https://doi.org/10.5281/zenodo.20562792

Keywords:

Cybersecurity, banking system, information security, cyberattack, phishing, digital bank, data protection, cryptography, fraud-monitoring.

Abstract

This article analyzes the most pressing problems of ensuring cybersecurity in the modern banking system and their solutions. The research process examined the main types of cyberattacks on the banking sector, in particular, threats such as phishing, fraud, and data leakage. The article also discusses the role of artificial intelligence and blockchain technologies in strengthening information security in banks, and the issues of improving legal and technical mechanisms for protecting customer data. At the end of the article, practical recommendations are given on creating a stable system against cyber threats.

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References

[1] O‘zbekiston Respublikasining "Kiberxavfsizlik to‘g‘risida"gi Qonuni. – Toshkent: O‘zbekiston Respublikasi Oliy Majlisi Palatalarining Axborot xizmati, 2023. – 32 b.

[2] Abdullayev S. R., Petrov A. V. Bank sektorida kiberhujumlarga qarshi kurashishning zamonaviy usullari // Moliya va kredit. – 2025. – № 3. – B. 45-52.

[3] World Bank. Global Findex Database 2025: Financial Inclusion, Digital Payments, and Resilience. – Washington, DC: World Bank, 2025. – 112 p.

[4] O‘zbekiston Respublikasi Markaziy banki Boshqaruvi. Tijorat banklarida axborot xavfsizligini ta’minlash tartibi to‘g‘risida Nizom. – Toshkent: MB O‘zbekiston, 2024. – № 3567-sonli qaror.

[5] Karimov I. A. Raqamli iqtisodiyot sharoitida moliya tizimining barqarorligi va xavfsizligi. – Toshkent: Iqtisod-moliya, 2025. – 184 b.

[6] ISO/IEC 27001:2022. Information security, cybersecurity and privacy protection — Information security management systems — Requirements. – Geneva: International Organization for Standardization, 2022.

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Published

2026-06-05

How to Cite

CURRENT ISSUES OF ENSURING CYBERSECURITY IN BANKS. (2026). Journal of Multidisciplinary Sciences and Innovations, 5(6), 211-216. https://doi.org/10.5281/zenodo.20562792

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