FINTECH VS TRADITIONAL BANKING: THE ECONOMY OF DIGITAL PAYMENTS AND THE RACE FOR THE FUTURE
DOI:
https://doi.org/10.5281/zenodo.20073238Keywords:
Fintech, digital economy, neobanks, transaction costs, financial technologies, blockchain.Abstract
This article analyzes the competition between the traditional banking system and the rapidly evolving Fintech sector, the efficiency of the digital payments economy, and the impact of this process on consumers and financial market participants. The role of technology in reducing transaction costs and the business models of neobanks are also highlighted.
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References
1. McKinsey & Company. (2023). The future of Fintech: Navigating the evolving landscape.
2. Deloitte. (2023). Banking Outlook 2023: Navigating the new reality.
3. Better Than Cash Alliance. (2022). The economic benefits of digital payments.*
4. World Economic Forum. (2023). The future of financial services.
5. Akademik jurnal maqolalari: Moliya, iqtisodiyot va texnologiyalar bo'yicha ixtisoslashgan ilmiy jurnallarda chop etilgan tadqiqotlar (masalan, Journal of Finance, Journal of Financial Economics, Information Systems Research va boshqalar).
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This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors retain the copyright of their manuscripts, and all Open Access articles are disseminated under the terms of the Creative Commons Attribution License 4.0 (CC-BY), which licenses unrestricted use, distribution, and reproduction in any medium, provided that the original work is appropriately cited. The use of general descriptive names, trade names, trademarks, and so forth in this publication, even if not specifically identified, does not imply that these names are not protected by the relevant laws and regulations.
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