INVESTMENT ACTIVITY OF INSURANCE COMPANIES AND ITS EFFICIENCY

Authors

  • Eldor Nozimov Samarkand Institute of Economics and Service Senior Lecturer, Department of "Investment and Innovations"

DOI:

https://doi.org/10.55640/

Keywords:

insurance companies, investment activity, investment portfolio, financial stability, profitability, risk diversification, capital markets, institutional investors, Uzbekistan, efficiency

Abstract

Insurance companies are not only risk-bearing institutions but also important institutional investors that contribute significantly to capital market development and economic growth. Through the accumulation of premiums and the formation of technical reserves, insurers generate substantial financial resources that can be invested in long-term projects. This study examines the investment activity of insurance companies and evaluates its efficiency in the context of developing economies, particularly Uzbekistan. The research analyzes investment portfolios, profitability indicators, liquidity management, and risk diversification strategies. The findings reveal that effective investment management enhances insurers’ financial stability, solvency, and competitiveness, while poor asset allocation increases exposure to market and credit risks. The study proposes practical recommendations aimed at optimizing portfolio structure, strengthening regulatory oversight, and promoting sustainable investment practices.

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References

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6.Ministry of Economy and Finance of the Republic of Uzbekistan. (2024). Insurance market development and financial stability report. Tashkent.

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12.PwC. (2024). Insurance asset management and ESG investment trends report.

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Published

2026-03-13

Issue

Vol. 5 No. 03 (2026): Journal of Multidisciplinary Sciences and Innovations

Section

Articles

License

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

Authors retain the copyright of their manuscripts, and all Open Access articles are disseminated under the terms of the Creative Commons Attribution License 4.0 (CC-BY), which licenses unrestricted use, distribution, and reproduction in any medium, provided that the original work is appropriately cited. The use of general descriptive names, trade names, trademarks, and so forth in this publication, even if not specifically identified, does not imply that these names are not protected by the relevant laws and regulations.

How to Cite

INVESTMENT ACTIVITY OF INSURANCE COMPANIES AND ITS EFFICIENCY. (2026). Journal of Multidisciplinary Sciences and Innovations, 5(03), 707-710. https://doi.org/10.55640/

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