THE ROLE AND TRANSFORMATIONAL IMPACT OF FINTECH STARTUPS IN THE BANKING SECTOR

Authors

  • Tashev Azamkhan Olimdjonovich Banking and Finance Academy

DOI:

https://doi.org/10.55640/

Keywords:

fintech startups, banking sector, digital transformation, financial innovation, financial inclusion, digital banking services.

Abstract

This article analyzes the role of fintech startups in the banking sector, their impact on the financial services market, and their contribution to the digital transformation of banking systems. The study examines the innovation-driven activities of fintech startups, their competitive advantages over traditional banking models, and their significance in shaping a competitive environment. In addition, the article explores cooperation models between banks and fintech startups and evaluates their role in expanding financial inclusion and improving the efficiency of banking services. Particular attention is paid to the strategic importance of fintech startups in developing economies and their influence on macroeconomic stability. The findings provide practical insights for modernizing the banking sector, implementing innovative financial products, and developing a sustainable digital financial ecosystem.

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References

1.Beknazarova , M. . (2025). THE IMPACT OF FINTECH INNOVATIONS ON DIGITAL TRANSFORMATION AT UZSANOATQURILISHBANK. Современные подходы и новые исследования в современной науке, 4(5), 54–59. извлечено от https://inlibrary.uz/index.php/canrms/article/view/85349

2.Frost, J., Gambacorta, L., Huang, Y., Shin, H. S., & Zbinden, P. (2019). BigTech and the Changing Structure of Financial Intermediation. Economic Policy, 34(100), 761-799.

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5.Petralia, K., Philippon, T., Rice, T., & Véron, N. (2019). Banking Disrupted? Financial Intermediation in an Era of Transformational Technology. Geneva Reports on the World Economy, 22. Milian,

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Published

2025-12-18

Issue

Vol. 4 No. 11 (2025): Journal of Multidisciplinary Sciences and Innovations

Section

Articles

License

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

Authors retain the copyright of their manuscripts, and all Open Access articles are disseminated under the terms of the Creative Commons Attribution License 4.0 (CC-BY), which licenses unrestricted use, distribution, and reproduction in any medium, provided that the original work is appropriately cited. The use of general descriptive names, trade names, trademarks, and so forth in this publication, even if not specifically identified, does not imply that these names are not protected by the relevant laws and regulations.

How to Cite

THE ROLE AND TRANSFORMATIONAL IMPACT OF FINTECH STARTUPS IN THE BANKING SECTOR. (2025). Journal of Multidisciplinary Sciences and Innovations, 4(11), 2422-2423. https://doi.org/10.55640/

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