WAYS TO INCREASE THE INVESTMENT ATTRACTIVENESS OF COMMERCIAL BANKS BASED ON INTERNATIONAL EXPERIENCE
DOI:
https://doi.org/10.55640/Keywords:
commercial banks, stock market, investment portfolio, Markowitz model, diversification, corporate bonds, liquidity, risk and return.Abstract
This article investigates the issues of increasing the investment activity of commercial banks in the securities (stock) market and diversifying bank assets. Mechanisms for allocating liquid bank resources into corporate shares, government, and corporate bonds are analyzed. During the study, Harry Markowitz’s Modern Portfolio Theory (MPT) was applied to develop an optimal investment portfolio structure for commercial banks that ensures minimum risk and maximum return. Empirical analysis was conducted using data from the Uzbekistan Currency Exchange and the Republican Stock Exchange “Toshkent.” The article concludes with strategic recommendations for the development of investment banking services in local banks.References
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