WAYS TO IMPROVE COMMERCIAL BANKS’ INVESTMENT ACTIVITIES THROUGH DIGITALIZATION
DOI:
https://doi.org/10.55640/Keywords:
commercial banks, investment activity, digitalization, artificial intelligence, risk management, Big Data, portfolio optimization.Abstract
This study examines the enhancement of commercial banks’ investment activities through the adoption of modern digital technologies, particularly Artificial Intelligence (AI) and Big Data analytics. The research explores the application of digital models in investment portfolio optimization, risk assessment, and forecasting processes. Econometric modeling was conducted using data collected from leading commercial banks operating in Uzbekistan’s financial market. The findings indicate that the integration of intelligent systems into investment decision-making significantly increases profitability while reducing investment risks. The study concludes with practical recommendations aimed at accelerating the digital transformation of the national banking sector.References
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