MAIN CHALLENGES OF IMPLEMENTING DIGITAL TECHNOLOGIES IN BANKING ACTIVITIES
DOI:
https://doi.org/10.55640/Keywords:
digital banking, financial technologies, banking system, digital transformation, cybersecurity, Uzbekistan banking sectorAbstract
This article examines the main challenges associated with the implementation of digital technologies in banking activities. The study analyzes the current state of digitalization in the banking sector of Uzbekistan and evaluates the opportunities and difficulties arising from the integration of digital technologies into financial institutions. The research also considers statistical data and analytical materials related to the development of digital banking services in Uzbekistan.
References
1.Central Bank of the Republic of Uzbekistan. (2024). Annual report on the development of the banking system and payment infrastructure. Tashkent: Central Bank of Uzbekistan.
2.Central Bank of the Republic of Uzbekistan. (2023). Development of the national payment system and digital banking services in Uzbekistan. Tashkent: CBU Publishing.
3.Kuchkarov, A. (2024). Digital financial services as a new standard in Uzbekistan’s banking sector. Kursiv Uzbekistan.
4.Kun.uz. (2026). Cashless transactions surge as bank card usage rises across Uzbekistan.
5.Trend News Agency. (2023). Digital banking services in high demand in Uzbekistan.
6.The Central Asia. (2024). Uzbekistan sees rapid growth in remote banking users and payment card circulation.
7.UzDaily. (2024). Number of issued bank cards in Uzbekistan exceeds 50 million.
8.UzReport. (2025). Uzbekistan sees growth in digital and cash transactions in the banking system.
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