DEVELOPMENT DIRECTIONS OF PROPERTY INSURANCE PRACTICES IN ENTERPRISES
DOI:
https://doi.org/10.55640/Keywords:
Property insurance; enterprises; risk management; insurance practices; financial stability; operational resilience; risk assessment; policy design; digital insurance; business continuity.Abstract
This study explores the development directions of property insurance practices in enterprises, focusing on strategies to enhance risk protection, financial stability, and operational resilience. Property insurance protects enterprises against potential losses from fire, theft, natural disasters, and other unforeseen events. The research examines modern approaches to property insurance, including risk assessment methodologies, insurance policy design, technological integration, and regulatory frameworks. The findings suggest that adopting innovative insurance practices, leveraging digital platforms, and aligning insurance strategies with enterprise risk management objectives can significantly improve financial security and business continuity.
References
1.Abdukarimov, A. (2021). Property insurance and risk management in enterprises of Uzbekistan. Tashkent: Economics Publishing.
2.Deloitte. (2022). Global enterprise insurance trends: Strategies for financial stability and operational resilience. New York: Deloitte Insights.
3.Enz, R. (2000). The S-curve relation between per-capita income and insurance penetration. The Geneva Papers on Risk and Insurance, 25(3), 396–406.
4.KPMG. (2021). Digital transformation in property insurance: Tools and best practices. London: KPMG Reports.
5.Makhmudov, S. (2022). Development of property insurance practices in emerging markets: Evidence from Uzbekistan. Journal of Financial Services, 14(3), 45–58.
6.Outreville, J. F. (2013). Insurance and economic development: A theoretical and empirical analysis. Journal of Risk Finance, 14(2), 110–145.
7.Rejda, G. E., & McNamara, M. (2017). Principles of Risk Management and Insurance (13th ed.). New York: Pearson.
8.Vaughan, E. J., & Vaughan, T. (2018). Fundamentals of Risk and Insurance (12th ed.). Hoboken, NJ: Wiley.
9.Insurance Market Development Agency of Uzbekistan (IMDA). (2024). Annual report on property insurance practices in enterprises. Tashkent: IMDA.
10.Ministry of Economy and Finance of the Republic of Uzbekistan. (2023). Statistical bulletin on enterprise property insurance and risk management. Tashkent.
Downloads
Published
Issue
Section
License
This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors retain the copyright of their manuscripts, and all Open Access articles are disseminated under the terms of the Creative Commons Attribution License 4.0 (CC-BY), which licenses unrestricted use, distribution, and reproduction in any medium, provided that the original work is appropriately cited. The use of general descriptive names, trade names, trademarks, and so forth in this publication, even if not specifically identified, does not imply that these names are not protected by the relevant laws and regulations.
