PROBLEMS IN THE STRATEGIC ROLE OF BANK LOANS IN SMALL BUSINESSES AND ENTREPRENEURS
DOI:
https://doi.org/10.55640/Keywords:
credit, business, financial, methods, demand, strategicAbstract
This article explores the strategic challenges of bank loans for small businesses, including strict lending criteria, high interest rates, collateral demands, and bureaucratic delays. It highlights the impact of financial literacy gaps and limited loan customization. Solutions such as flexible loan structures, improved financial education, and alternative financing are proposed to enhance access to funding and support business growth.
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