THE ROLE AND TRANSFORMATIONAL IMPACT OF FINTECH STARTUPS IN THE BANKING SECTOR. Journal of Multidisciplinary Sciences and Innovations, [S. l.], v. 4, n. 11, p. 2422–2423, 2025. DOI: 10.55640/. Disponível em: https://ijmri.de/index.php/jmsi/article/view/3993. Acesso em: 25 sep. 2026.