ARTIFICIAL INTELLIGENCE ADOPTION IN RETAIL BANKING: EFFECTS ON CUSTOMER SATISFACTION, CREDIT SCORING ACCURACY, AND OPERATIONAL EFFICIENCY”. Journal of Multidisciplinary Sciences and Innovations, [S. l.], v. 5, n. 01, p. 113–117, 2026. DOI: 10.55640/. Disponível em: https://ijmri.de/index.php/jmsi/article/view/4445. Acesso em: 12 mar. 2026.