STUDYING THE EXPERIENCE OF DEVELOPED COUNTRIES IN DIGITALIZING BUSINESS PROCESS MANAGEMENT IN JOINT-STOCK COMMERCIAL BANKS. International Journal of Political Sciences and Economics, [S. l.], v. 4, n. 04, p. 56–68, 2025. DOI: 10.55640/. Disponível em: https://ijmri.de/index.php/ijpse/article/view/410. Acesso em: 26 jul. 2025.